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This is a sort of insurance policy. It is insurance that, should you
run into some sort of problem while you are on the road, there is someone
who will come and help you. There are a number of different sources for
roadside assistance. Some insurance companies offer this as an additional
option to the car insurance they sell (Allstate and
Geico, for example). You
may have your insurance with one company and subscribe to the emergency aid
offered by another insurance company.
Some car manufacturers offer roadside
service as a part of the options package when selling you a car. There are also independent automobile clubs, which offer emergency
assistance to motorists (AAA is the most widely known.). Even if you
subscribe to such a plan you could wait for hours before someone is
available to help you. Do some research to find the most reliable source of
this service in your area. You might inquire at garages or towing companies
as well as of friends or acquaintances.
Most of these services act as dispatchers who subcontract a number of towing
companies and garages with whom they have agreements. Plans vary in what
they cover as well as what they cost. First, you should determine whether
this is a sensible way for you to spend your money. If you have a reliable,
new car; if you never drive very far from home; if you have a spouse or a
friend with a car who would be willing and able to help you if you were
stranded by the road somewhere, perhaps the money spent on an auto club
could be put to better use. If you are interested, however, consider where
you drive and how much. Do your research and find the service which best
suits your possible needs.
As the cost involved in having a cellular phone has dropped, it is
wise to consider this. Whether you subscribe to an Emergency Roadside
Service or not, a phone would be necessary to call anyone for help.
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